Home Best Lender Questions How Paydays Work Contact Us
 

Frequently Asked Questions:




What is required to be approved for a loan?

You need to be a minimum of 18 years of age, have a verifiable phone number, email address, and a proven source of income. You also need a checking account in good standing.

What is considered a checking account in good standing?

Basically the lender wants to know if you are honest. Your checking account should not be flagged as having insufficient fund transactions, bounced checks, overdraft charges, or negative account balances.

How soon can I receive my money?

This depends on the lender, it can be as quick as an hour, but usualy it's the very next day.

How do I repay the loan?

To make things convenient and to simplify life, the amount is autodeducted from your bank account on the due date, unless you make alternative arrangements.

When will I know if I am approved?

As soon as you fill out the form you will know if you are approved. It takes less than 30 seconds in most cases.

If I am rejected by one lender can I apply elsewhere?

Yes if one of the lenders we recommend rejects you, you are more than free to apply at another of our recommended lending agencies.